Home Buyers

What are property taxes? When you own a property, you have the responsibility to pay property taxes based on the assessed value of your land and buildings. Property taxes are specific to each individual property ...

A lot of folks believe that the main purpose of a mortgage refinance is to reduce your monthly payment. While it's true that many people choose to refinance when interest rates dip below their current ...

The debt-to-income (DTI) ratio is a metric that measures the proportion of your monthly income dedicated to paying off debts. Lenders use this ratio to determine the mortgage amount you can afford. When you're in ...